The following information is for educational purposes only. There is no guarantee of coverage promised or express warranty implied. Please contact us if you have any questions.

Austin, Texas: Affordable Health Insurance Options For You

Can Your Company Afford Employee Benefits?

Many companies believe that providing health insurance benefits is too costly. But more often than not, the benefits far outweigh the associated expense. Here are three to consider:

• Highly qualified individuals are attracted to companies offering better benefit packages.
• For many people, having health insurance encourages them to have annual physicals, which in turn promotes a healthier workforce.
• While employers may choose to pay 100% of the premium, they are only required to pay 50% of the employees' cost. And, that portion is tax deductible.

What Can You Do To Control Health Insurance Costs?

It is still possible to find economical health insurance plans for small businesses. Here are a few ideas that will help you do this:

• Moving from traditional to managed care plans is one way to begin.
• Promoting a healthier workforce, through "get healthy" incentives, can also translate into lower premiums and reduced claims.
• Finally, enlisting our assistance, as an independent agency, can save you time and money. We do the work for you by comparing plans and premiums offered by multiple quality insurers.

Why Employees Leave an Employer:

The number one reason why employees leave is NOT compensation. On the contrary, when surveys are done money rarely even makes the list. And most of the real reasons are ones that management can easily avoid. For example:

• A loss of trust and confidence in senior leaders and management. The best way to inspire commitment in employees is to demonstrate commitment in them.
• Stress due to overwork. On average, 60% of workers would happily give up pay for more personal time. Some small businesses are beginning to realize they can compete with larger companies by promoting work-life balance as a key initiative.
• Feeling unrecognized. Disrespect, being overlooked for a job well done, inadequate resources, and stressful work environments play key roles in the perception an employee has of their value.
• Lack of advancement and growth opportunities.
• Too little feedback. Many employees only receive feedback one time per year, during their performance review.
• A mismatch between the employee and the job. If you can't fill the position with the right person, it may be better to postpone hiring than try to fit the wrong person into the job.
• And, the #1 reason . . . the job or environment was not what was expected. Unrealistic expectations and insufficient knowledge of the position are the primary reason close to 35% of workers leave within 6 months of being hired.